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CURE Auto Insurance

CURE Auto Insurance Partner

Fair Auto Insurance Based on How You Drive

CURE Auto Insurance is a non-profit auto insurer that sets rates based primarily on your driving record — not your credit score, education, or occupation. If you're a safe driver, you deserve a fair price.

Non

Profit Insurer

3

States: NJ, PA, MI

Fair

Driving-Based Rates

CURE stands for Citizens United Reciprocal Exchange — a non-profit insurer committed to rating drivers fairly based on driving record, not socioeconomic status.

Coverage Options

CURE Auto Insurance Plans

Comprehensive auto insurance coverage at rates that reflect your actual driving behavior and history.

Liability Coverage

Bodily injury and property damage liability to protect you financially when you're responsible for an accident. Meets all state minimum requirements in NJ, PA, and MI.

Collision Coverage

Pays for damage to your vehicle from a collision regardless of fault. CURE offers competitive rates for collision coverage tied to your actual driving history.

Comprehensive Coverage

Protection against theft, vandalism, weather events, falling objects, and other non-collision losses. Complete peace of mind for all covered risks.

Personal Injury Protection

No-fault medical coverage for you and your passengers following an accident, covering medical bills, lost wages, and rehabilitation expenses in applicable states.

Uninsured Motorist

Financial protection when you're struck by an uninsured or underinsured driver. Critical coverage given the number of uninsured drivers on the road today.

Roadside Assistance

Emergency towing, flat tire service, lockout assistance, fuel delivery, and jump-start service available 24/7 for CURE policyholders in covered states.

What Makes CURE Different

Fairer Insurance for Everyone

CURE believes auto insurance rates should be based on how you drive, not factors outside your control.

No Credit Scoring

CURE does not use credit scores to set your rates — your insurance cost shouldn't depend on your credit history.

No Education Factor

Your level of education is irrelevant to safe driving. CURE doesn't penalize you for your educational background.

No Occupation Factor

What you do for work doesn't define how safely you drive. CURE rates are based on actual driving history, not your job title.

Driving Record Focused

Your rate is based on your actual driving record. Safe drivers get the rates they deserve without unfair surcharges.

Where We Serve

CURE Coverage States

CURE Auto Insurance is currently available in three states with plans for continued expansion.

NJ New Jersey
PA Pennsylvania
MI Michigan

Not sure if CURE is available in your area? Call us and we'll help you find the best alternative coverage options.

Get a Fair Auto Insurance Quote Today

Our agents will help you determine if CURE Auto Insurance is right for you — and find the best rates based on your actual driving record.